IATI STUDENTS STANDARD
For study trips and internships in European countries
IDEAL FOR STUDENTS ON ERASMUS PROGRAMMES
€30,000 MEDICAL EXPENSES
WITH BASIC COVERAGE
IATI STUDENTS STANDARD
This study trip insurance is a new product aimed mainly at foreign students going to study in Spain or Europe, and Spanish students going to study in Europe, although it can also be taken out by any other students regardless of their origin and destination.
The coverage for medical expenses is €30,000, which is the minimum required in Europe for non-European students to obtain a visa under Regulation (EC) No 810/2009 of the European Parliament. In addition, this policy also provides coverage of assistance expenses such as transportation, baggage, etc.
THIS POLICY IS AVAILABLE ONLY TO TRAVEL FROM OR TO SPAIN.
MEDICAL ASSISTANCE ABROAD | €30.000
We cover medical and hospital expenses as a result of you becoming ill or having an accident during your trip.
DENTAL EXPENSES | €150
We cover the costs of emergency treatment as a result of acute dental problems such as infections, pain, trauma or following an accident.
PERSONAL INJURY IN MOTOR VEHICLE ACCIDENTS | INCLUDED
We cover hospital and medical expenses if you have an accident in a motor vehicle.
TRAVEL OF A 2 RELATIVE | 100%
If you have to stay in hospital for more than 5 days, we will cover the travel costs and pay up to €100/day for 10 days for a relative to stay with you.
TRAVEL OF TWO RELATIVES | 100%
If you have to stay in hospital for more than 5 days, we will cover return travel costs from their home for two relatives to come and be by your side.
ACCOMMODATION FOR TWO RELATIVES | €300
If you have to stay in hospital for more than 5 days, we will pay accommodation costs of €30/person/day for two relatives to stay at a hotel near you.
CONVALESCENCE IN A HOTEL | €300
If doctors say you are unable to return home immediately, will we cover the costs of convalescing at a hotel with up to €30/day for 10 days.
SENDING MEDICATION ABROAD | INCLUDED
If you need specific medication and you cannot find it abroad, we will send it to you as soon as possible and you can repay us when you get back.
REPATRIATION OR TRANSPORT OF INJURED PERSONS OR REMAINS | 100%
If you have a serious illness or accident, we will cover the cost of emergency transport to the nearest medical centre or the place that provides the most appropriate treatment, and even your transport home if deemed necessary or in the event of your death.
REPATRIATION OR TRANSPORT OF OTHER INSURED PERSONS | 100%
If you need to be repatriated as a result of illness or death, we will also repatriate your travel companion.
REPATRIATION OR TRANSPORT OF MINORS | 100%
If the INSURED who is repatriated is under 15 or has a disability, we will arrange return travel for one person to accompany him/her home.
EARLY RETURN HOME DUE TO HOSPITALISATION OR DEATH OF A RELATIVE | 100%
If your spouse or a first- or second-degree relative dies or is admitted to hospital, we will repatriate you and your travel companion.
EARLY RETURN DUE TO A SERIOUS INCIDENT AT THE HOME/BUSINESS PREMISES OF THE INSURED | €1.000
If a serious incident occurs at your home or business premises that requires your presence, we will repatriate you and your travel companion.
SPECIAL COVER FOR STUDENTS
MISSED CLASSES | €600
If you have to stay in hospital for 5 days or more, we will give you compensation of €24/day for missed classes, up to €600.
BAGGAGE AND DOCUMENTS
THEFT AND DAMAGE OF LUGGAGE | €300
We will cover the cost of baggage stolen using violent or intimidating means, on presentation of the written police report, as well as baggage lost or damaged on public transport, on presentation of the claim made to the carrier. Valuables (jewellery, watches, computer or photographic equipment, etc.) are covered at up to 50% of the policy limit.
LOCATING AND SENDING LOST LUGGAGE | INCLUDED
If the carrier of a scheduled flight loses your luggage, we will help you find it and get it to you.
DELIVERY OF BELONGINGS THAT ARE FORGOTTEN | 100%
We will send any essential basic items or medication that you forget to take with you when you set off on your trip.
OVERBOOKING | €90
If you are prevented from boarding your flight against your will because it is overbooked and you are delayed by over 6 hours as a result, we will refund expenses incurred while you are waiting to take another flight.
DEPARTURE CANCELLATION DUE TO STRIKE | €90
If your public transport departure is cancelled due to a strike or civil unrest, we will refund any extra costs incurred to get home.
MISSED TRANSPORT DUE TO ACCIDENT EN ROUTE | €90
If you miss your transport because of an accident in the public or private transport you are using to reach the airport, port, train or bus station to start your trip, we will pay expenses incurred during the time it takes to connect with the next means of transport.
SEARCH AND RESCUE | €300
If you are exposed to a risk, aggravated by a difficulty, that results in search, rescue, transportation or repatriation expenses by civil or military means or by rescue services, we will reimburse the costs.
SENDING URGENT MESSAGES | INCLUDED
If you need to send a message to your family as a result of a claim that we are covering you for but you are unable to, we will send it for you.
PERSONAL CIVIL LIABILITY | €60.000
We will pay any claims brought against you if you are liable for any injuries or damage involuntarily caused to third parties.
TERMS AND CONDITIONS
Please download the pdf documents for the full policy conditions
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