IATI BASIC

We cover medical and hospital expenses as a result of you becoming ill or having an accident during your trip.

We cover the costs of emergency treatment as a result of acute dental problems such as infections, pain, trauma or following an accident.

We cover hospital and medical expenses if you have an accident in a motor vehicle.

If you have to stay in hospital for more than 5 days, we will cover the travel costs and pay up to €42/day for 10 days for a relative to stay with you.

If doctors say you are unable to return home immediately, will we cover the costs of convalescing at a hotel with up to €42/day for 10 days.

If you have a serious illness or accident, we will cover the cost of emergency transport to the nearest medical centre or the place that provides the most appropriate treatment, and even your transport home if deemed necessary or in the event of your death.

If you need to be repatriated as a result of illness or death, we will also repatriate your travel companion.

If your spouse or a first- or second-degree relative dies or is admitted to hospital, we will repatriate you and your travel companion.

We will cover the cost of baggage stolen using violent or intimidating means, on presentation of the written police report, as well as baggage lost or damaged on public transport, on presentation of the claim made to the carrier. Valuables are covered at up to 50% of the policy limit, with some exclusions that are not covered.

We will not cover theft of unattended belongings, such as theft that takes place in a restaurant or airport without you realising.

If the carrier of a scheduled flight loses your luggage, we will help you find it and get it to you.

If the carrier takes over 12 hours to deliver your luggage, we will reimburse the costs of any basic items you have to buy, on presentation of the receipts.

If you need to send a message to your family as a result of a claim that we are covering you for but you are unable to, we will send it for you.

We will defend your criminal liability in proceedings brought in foreign courts for events that occur in your private life as a result of your trip.

We will pay any claims brought against you if you are held liable for any injuries or damage you involuntarily cause to third parties.

We will indemnify you in the event of permanent, total or partial disability as a result of an accident during your trip.

We will also pay indemnification in the event of death as a result of an accident during your trip.

Optionally, we will also cover you aboard a cruise ship.