IATI BASIC

Peace of mind by covering the basics

IDEAL FOR SHORT BREAKS

€30,000 MEDICAL EXPENSES

BASIC COVERAGE AT AN AFFORDABLE PRICE

IATI BASIC

Travel insurance designed for short holidays of up to 30 days. This policy offers moderate medical expenses of €30,000 for people who want to travel with the peace of mind of having minimum coverage for medical assistance and other basic coverage. This insurance offers the best value for money in medical assistance on trips to nearby destinations: Europe and Spain.

COVERAGE SUMMARY

MEDICAL ASSISTANCE

MEDICAL ASSISTANCE ABROAD | €30.000

MEDICAL ASSISTANCE FOR PERMANENT RESIDENTS IN SPAIN TRAVELLING WITHIN SPAIN | €1.000

We cover medical and hospital expenses as a result of you becoming ill or having an accident during your trip.

DENTAL EXPENSES | €30

We cover the costs of emergency treatment as a result of acute dental problems such as infections, pain, trauma or following an accident.

PERSONAL INJURY IN MOTOR VEHICLE ACCIDENTS | INCLUDED

We cover hospital and medical expenses if you have an accident in a motor vehicle.

TRAVEL/ACCOMMODATION OF A RELATIVE | 100%

If you have to stay in hospital for more than 5 days, we will cover the travel costs and pay up to €42/day for 10 days for a relative to stay with you.

CONVALESCENCE IN A HOTEL | €420

If doctors say you are unable to return home immediately, will we cover the costs of convalescing at a hotel with up to €42/day for 10 days.

REPATRIATION

REPATRIATION OR TRANSPORT OF INJURED PERSONS OR REMAINS | 100%

If you have a serious illness or accident, we will cover the cost of emergency transport to the nearest medical centre or the place that provides the most appropriate treatment, and even your transport home if deemed necessary or in the event of your death.

REPATRIATION OR TRANSPORT OF OTHER INSURED PERSONS | 100%

If you need to be repatriated as a result of illness or death, we will also repatriate your travel companion.

EARLY RETURN HOME DUE TO HOSPITALISATION OR DEATH OF A RELATIVE | 100%

If your spouse or a first- or second-degree relative dies or is admitted to hospital, we will repatriate you and your travel companion.

BAGGAGE AND DOCUMENTS

THEFT AND DAMAGE OF LUGGAGE | €500

We will cover the cost of baggage stolen using violent or intimidating means, on presentation of the written police report, as well as baggage lost or damaged on public transport, on presentation of the claim made to the carrier. Valuables are covered at up to 50% of the policy limit, with some exclusions that are not covered.

We will not cover theft of unattended belongings, such as theft that takes place in a restaurant or airport without you realising.

LOCATING AND SENDING LOST LUGGAGE | INCLUDED

If the carrier of a scheduled flight loses your luggage, we will help you find it and get it to you.

DELAYS

DELAYED DELIVERY OF CHECKED BAGGAGE | €90

If the carrier takes over 12 hours to deliver your luggage, we will reimburse the costs of any basic items you have to buy, on presentation of the receipts.

EMERGENCY ASSISTANCE

SENDING URGENT MESSAGES | INCLUDED

If you need to send a message to your family as a result of a claim that we are covering you for but you are unable to, we will send it for you.

LEGAL COVER

DEFENCE FOR CRIMINAL LIABILITY ABROAD | €3.000

We will defend your criminal liability in proceedings brought in foreign courts for events that occur in your private life as a result of your trip.

PERSONAL CIVIL LIABILITY | €60.000

We will pay any claims brought against you if you are held liable for any injuries or damage you involuntarily cause to third parties.

ACCIDENTS

DISABILITY GUARANTEE | €6.000

We will indemnify you in the event of permanent, total or partial disability as a result of an accident during your trip.

DEATH | €6.000

We will also pay indemnification in the event of death as a result of an accident during your trip.

OPTIONAL

EXTENSION FOR CRUISES

Optionally, we will also cover you aboard a cruise ship.

TERMS AND CONDITIONS

To view the full conditions of the policy, please download the document in PDF

HAVE ANY QUERIES?

If you have any questions, you can either take a look at the FAQ, section or just get in touch with us..

GET A QUOTE


This product is not contractable for trips of more than 30 days.

IN YOUR LANGUAGE

IN YOUR LANGUAGE

NO PAYING UP FRONT

NO PAYING UP FRONT

NO EXCESS

NO EXCESS